FILE: EGA
STAFF INSURANCE COVERAGES
HEALTH INSURANCE
The St. Martin Parish School Board shall contract with a health care provider for health, hospitalization, and life insurance benefits for its eligible employees, retirees, and/or their spouses and children. The School Board may pay any portion of an employee's premium it so designates. All employees and retirees shall be responsible for paying the premium of any dependent coverage. Payroll deductions shall be made for employees choosing to enroll and pay the remainder of the individual premium required for membership and as desired, additional premiums for coverage of eligible dependents.
Employees shall be required to work a minimum of five (5) consecutive years immediately preceding their retirement in order to be eligible for the School Board to pay a portion of their health and life insurance premiums after retirement. The portion of health and life insurance premiums paid for a qualified retiree shall be dependent on the number of consecutive years of employment with the St. Martin Parish School Board. In addition, the School Board shall pay the state's share of retirees' insurance premiums according to the state subsidy schedule outlined in state law.
Extended Insurance Coverage
The Consolidated Omnibus Budget Reconciliation Act (COBRA) of 1986 and subsequent revisions require that employers offer a continuation of health insurance benefits to employees and their dependents whenever they terminate their employment, or are no longer eligible for insurance coverage.
Whenever an employee is hired, he/she shall be notified of his/her option to continue health insurance coverage for a specified time upon termination.
Upon termination of employment with the St. Martin Parish School Board, or in the event the employee no longer qualifies for health insurance coverage, the employee, his/her spouse, and dependents shall be notified of their option to continue health insurance coverage for a specified time. The cost of this coverage shall be fully paid by the employee (or spouse, or dependent) and shall be 102% of current premiums. Documentation of such notices shall be maintained by the insurance department.
UNEMPLOYMENT COMPENSATION
The School Board shall use the reimbursing employer method of participating in financing the School Board's share of unemployment compensation as permitted by state law.
AUTOMOBILE LIABILITY INSURANCE
The St. Martin Parish School Board shall require personnel within the school district, who use their own vehicles while on official school business during the course of their employment, to carry automobile liability insurance. The amount of coverage shall be at least that required by state law or a minimum which may be set by the School Board. Copies of driver’s licenses of all employees are to be submitted annually to the Office of Human Resources.
Revised: April, 2006
Ref: La. Rev. Stat. Ann. §§17:1201, 17:1233, 23:1034, 23:1081, 23:1472, 32:861, 32:900, 42:821, 42:851
Israel v. Gray Ins. Co. 720 So.2d 803 (98-525 La. App. 3 Cir. 10/28/98)
St. Martin Parish School Board